Tel: +44 (0) 330 124 1230  Offices in Leeds, Belfast and Spain

Helping People With Foreign Property Debt & Negative Equity.

Is Your Home in Spain, Portugal or Cyprus in Negative Equity?

We offer a completely FREE, no obligation, initial consultation

Is Your Home in Spain, Portugal or Cyprus in Negative Equity?

We offer a completely FREE, no obligation, initial consultation

Title Deed Issues

Out of all the Financial Products that we have come across at EU Property Solutions, we can confidently state that Cypriot Swiss Francs are one of the worst products that we’ve ever seen in terms of financial markets. We always use the term ‘The Perfect Storm’ but somehow this does not describe it sufficiently.

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Title Deed Issues: The acquisition of a Title Deed is usually simple and straightforward – however, it can also involve a very complex and specialised process in Cyprus which is not always very clear.

A Title Deed is an essential legal document used as evidence to prove ownership. Indeed, every time we visit our legal team in Cyprus we are still amazed at how many properties are advertised with “Property Available with Its Own Deeds” in the solicitor’s windows!

Not having access to Title Deed can prove to be a massive issue for our EU Property Solutions clients, as to all intents and purposes the property can only be sold to a ‘cash buyer’ – because of the flawed Title on their property.

In Cyprus, it is the developer, the Central Government departments, and the local Government/Councils that are all involved in the process for the issuance of Title Deeds. Undoubtedly, this gives plenty of opportunity for something to go wrong. Especially in Cyprus which it invariably does where huge delays and problems arise.

Although borrowers were mis-sold, the bad and unfortunate news is that if you’re seeking recompense from the Banks or brokers (who won’t be there) to resolve the matter, there’s very little to no chance of this happening.

Our specialist team works with the added factor that many developers have also now ceased to trade and are not contactable, thus the likelihood of ever obtaining complete Title Deeds is poor at best. Many developers did not correctly divide up the plots of land when they were building apartment developments. Therefore, could not provide individual separate title deeds for purchasers.

A major problem our clients face is selling without Deeds. Cypriot mortgage lenders will now not lend on properties without title deeds. Thus, the comment above your buyer must be a cash purchaser resulting in far low values/prices.

Despite the many issues for properties not having Title Deeds, the vast majority of EU Property Solutions successes in Cyprus, with Swiss Franc Currency issues and the Negative Equity arising, have been achieved for our client settlements without the right Title Deeds.

EU Property Solutions along with our Cypriot Legal Team understand how the core lenders work and their processes to resolve these property issues and settle mortgage debts. Subsequently, we often avoid sales procedures and assist borrowers with alleviating their Cyprus property debt burden which has been fuelled by the non-existent issues of Title Deeds and Swiss Franc mortgages.

Click here to watch our FREE webinar discussing all elements of Swiss Franc Mortgages: CLICK HERE.

Call us today to schedule your free, no-obligation consultation with our specialist team 0044 330 124 1230 or send us an email at [email protected]

We offer a completely free, no obligation initial consultation

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Check iconWhy Use Us?

We are a UK based firm with legal teams in Spain and Cyprus who understand the market and Bank practices as they stand. We remove the language barrier and utilise law, Bank lending flaws and current client circumstances to negotiate the best feasible outcome for all our clients.

Check iconOur Associate Firm

EU Property Solutions was formed following the success of our associate firm Bell & Company. An FCA registered firm of Debt Strategists, Bell & Company assist individuals in difficulty in the UK and Republic of Ireland with Personal and Business-related debt issues.

Check iconWe Get Results

We have an excellent track record of success. Our success stories and testimonials come straight from our clients & highlight the high quality of our works and outcomes. We have individuals willing to speak to prospective clients on the telephone to offer their story and experience.

Check iconNo Conflict of Interest

Our obligation is always to our client and that is where our strength lies. Debt is highly stressful and emotional. We deal with debt day in day out and employing an intermediary removes emotion from the situation allowing clear strategy to be implemented to get the best outcome for our clients. Understanding a firm of professionals is acting on your behalf can remove stress and focus the mind to a positive end goal.

Contact us today for your free consultation – [email protected]