Tel: +44 (0) 330 124 1230  Offices in Leeds, Belfast and Spain

Helping People With Foreign Property Debt & Negative Equity.

Is Your Home in Spain, Portugal or Cyprus in Negative Equity?

We offer a completely FREE, no obligation, initial consultation

Is Your Home in Spain, Portugal or Cyprus in Negative Equity?

We offer a completely FREE, no obligation, initial consultation

How to Attack Cypriot Mortgage Problems

At EU Property Solutions we attack all debt issues, especially negative equity problems, with great energy, and by adopting the following approach:

  1. Understanding the full problem. Yes, it is usually about the money, but other personal problems may come into play which we need to be aware of,
  2. Knowing the numbers – especially ‘perceived’ numbers such as unrealistic valuations,
  3. Discounting these perceived values by up to 25% to account for the illiquid markets we deal in and today’s backdrop of Covid-19,
  4. Looking at the legal standing of a case, perhaps in terms of litigation but especially in respect of the usual Land Registry and Deeds issues in Cyprus,
  5. Determining the overall financial position of a client before us, and
  6. Very importantly knowing the lender and their protocols.

FREE Initial

Proven Track

Telephone References

This may appear to be a simple checklist, but it is how we approach each case that we at

EU Property Solutions and our sister company Bell & Company, have on our books at any one time. We have currently over 400 clients, that we currently working on at this moment.

Both EU Property Solutions and, Bell & Company, work cases against Banks across Europe, and on a few cases, even beyond. For example, we recently settled a mortgage/loan case for a UK client with a Bank and property in New Zealand.

Over time, this has enabled us to be able to assess Banks’ positions and then stance in a case, and to a degree their own needs and agendas in certain difficult cases. In any difficult financial situation, it is very important to know your opponent/enemy.


Across Europe we have linked up with excellent, handpicked, legal teams, and we work extensively and diligently with them. We give instruction. We take their advice, but we give instruction.

Once we have established your overall financial position, including any problematic Cypriot mortgage issues, we must then ensure that we minimise your risk. When clients typically approach us, they are exposed anyway, but some seek a guarantee that such an approach is 100% safe. Nobody can ever guarantee that, and especially in today’s world.

BUT if you want the very best chance in attacking your Cypriot mortgage problems, just call us for a chat.

We offer a completely free, no obligation initial consultation

Chat IconCall us now on +44 (0) 330 124 1230

Check iconWhy Use Us?

We are a UK based firm with legal teams in Spain and Cyprus who understand the market and Bank practices as they stand. We remove the language barrier and utilise law, Bank lending flaws and current client circumstances to negotiate the best feasible outcome for all our clients.

Check iconOur Associate Firm

EU Property Solutions was formed following the success of our associate firm Bell & Company. An FCA registered firm of Debt Strategists, Bell & Company assist individuals in difficulty in the UK and Republic of Ireland with Personal and Business-related debt issues.

Check iconWe Get Results

We have an excellent track record of success. Our success stories and testimonials come straight from our clients & highlight the high quality of our works and outcomes. We have individuals willing to speak to prospective clients on the telephone to offer their story and experience.

Check iconNo Conflict of Interest

Our obligation is always to our client and that is where our strength lies. Debt is highly stressful and emotional. We deal with debt day in day out and employing an intermediary removes emotion from the situation allowing clear strategy to be implemented to get the best outcome for our clients. Understanding a firm of professionals is acting on your behalf can remove stress and focus the mind to a positive end goal.

Contact us today for your free consultation – [email protected]