Struggling with property issues in Cyprus? From negative equity to Swiss Franc mortgages and title deed troubles—discover how EU Property Solutions can help you protect your UK assets and reclaim control.
If you’re a UK resident with a property in Cyprus—especially one purchased before the 2008 crash—you’re likely aware of the complex financial and legal challenges that followed the market collapse.
The Cypriot property boom in the early 2000s promised sun, sea, and solid returns. But when the bubble burst, many homeowners were left trapped in a web of negative equity, confusing mortgage terms, and legal disputes.
At EU Property Solutions, we’ve spent over a decade helping clients just like you navigate this financial and legal minefield.
Negative Equity: Breaking the Financial Deadlock
When your mortgage balance exceeds your property’s current value, you’re in negative equity—a position many Cyprus property owners have found themselves in post-2008.
This can feel like a dead-end, but it doesn’t have to be.
We work closely with clients to reduce shortfalls, negotiate with lenders, and find pathways out of this difficult situation—all while protecting your UK assets.
Swiss Franc Mortgages: A Hidden Trap
Thousands of people were sold Swiss Franc mortgages in Cyprus, lured by promises of lower interest rates. What many didn’t anticipate was the dramatic rise in the Swiss Franc, leading to unaffordable repayments and skyrocketing debt.
Our team has extensive experience in challenging these complex loans, negotiating directly with banks, and securing reduced settlements or manageable repayment plans.
Title Deeds & the Cypriot Land Registry: Navigating the Maze
One of the most persistent issues in Cyprus is the lack of proper title deeds. Without these documents, selling or refinancing is nearly impossible, locking owners into legal and financial limbo.
We work to cut through the red tape—engaging with developers, government agencies, and banks—to clarify your position and move the process forward. This is especially crucial if your property is already in negative equity.
Facing the Cypriot Legal System
The Cypriot legal landscape can feel like the Wild West—complex, slow-moving, and sometimes poorly regulated.
We provide legal representation through our dual-qualified Barrister (UK & Cyprus), ensuring you’re protected under both jurisdictions. From debt recovery cases to land disputes, we offer clear, tailored guidance to shield you from risk and exposure.
Aggressive Banks: Holding Them Accountable
Post-crisis, some Cypriot banks have adopted hostile and aggressive tactics against UK homeowners—often with little regard for fairness or individual circumstances.
We act as your advocate, standing between you and the lender. We challenge unreasonable demands, negotiate settlements, and aim to secure the best possible outcome with the least financial damage.
Unregulated Vulture Funds: Know Your Enemy
Many banks have sold off “bad” loans to vulture funds, which operate without the same oversight or accountability. These entities often pursue recovery aggressively and opportunistically.
We are well-versed in negotiating with these funds, using strategic leverage and legal insight to contest inflated claims and secure settlements that work for you—not just the fund’s bottom line.
Failing Class Actions: The Harsh Reality
Many homeowners joined class actions to fight mis-sold Swiss Franc mortgages, only to see these efforts collapse under high legal costs and poor execution.
If you’ve been part of one of these unsuccessful actions, we can assess your position and pursue alternative legal strategies. We’ve helped many clients transition from collective disappointment to individual success through targeted negotiations.
You’re Not Alone—There Are Solutions
Whether you’re facing negative equity, a legal dispute, or receiving communication from vulture funds, the most important thing to know is this: you are not alone.
At EU Property Solutions, we specialise in turning overwhelming property crises into manageable, strategic solutions. With over £13 million in debt savings for our clients, we know the landscape, the players, and the legal frameworks.
Your Next Step Starts Today
✅ Contact us for a free, no-obligation consultation
✅ Get expert guidance and tailored support
✅ Take back control of your financial future
📞 Call Us 03301241230
📧 Email [email protected]
Let us help you take the weight off your shoulders and move forward with confidence.
Read more about being pursued in the UK.
