Is Your Home in Spain, Portugal or Cyprus in Negative Equity?

We offer a completely FREE, no obligation, initial consultation

Is Your Home in Spain, Portugal or Cyprus in Negative Equity?

We offer a completely FREE, no obligation, initial consultation

Handing back the keys – Spanish Property

The world is full of ‘experts’ and we have heard any number of instances where people bragged that they had ‘handed back the keys’ and they have not heard from the Bank for years.

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Invariably these people then come back to us and say ‘oops’ the Bank or Solicitors have chased them for a huge shortfall balance after handing back the keys.

Ignoring a Spanish debt is not wise as debt does not go away. In fact very often it grows and then your UK assets, home or Pension, come under threat.

This chase by the Banks and or their Solicitor is then fuelled by the Bank’s annoyance that these people did not engage and ‘did a runner’. This annoyance is based on the time it takes in the Spanish Courts and the non-engagement of their client throughout the legal process. They are motivated and annoyed – not in a good way.

The next point these ‘experts’ face is the enormity of the amount claimed. However, the amount due will have ‘ballooned’ because of the following:

To conclude, ignoring any debt is not ideal – it does not go away.

It’s never a case of simply Handing back the keys

Do not listen to those ‘experts’ and do not live in fear of the unknown.

If you did ‘hand back the keys’, we may understand your reasoning at the time, but do not think the problem has gone away.

Call us if you want to discuss the scenario and especially call us if you are being chased by the Spanish Banks in the UK or ROI.

It is free to talk to us, so please contact us now.

Alternatively, talk to us via our Live Chat or submit a Request a Call Back Form. One of our agents will be in touch as soon as possible.

You can also follow us on Facebook to stay up-to-date on the latest Spanish property news.

We offer a completely free, no obligation initial consultation

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Check iconWhy Use Us?

We are a UK based firm with legal teams in Spain and Cyprus who understand the market and Bank practices as they stand. We remove the language barrier and utilise law, Bank lending flaws and current client circumstances to negotiate the best feasible outcome for all our clients.

Check iconOur Associate Firm

EU Property Solutions was formed following the success of our associate firm Bell & Company. An FCA registered firm of Debt Strategists, Bell & Company assist individuals in difficulty in the UK and Republic of Ireland with Personal and Business-related debt issues.

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We have an excellent track record of success. Our success stories and testimonials come straight from our clients & highlight the high quality of our works and outcomes. We have individuals willing to speak to prospective clients on the telephone to offer their story and experience.

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Our obligation is always to our client and that is where our strength lies. Debt is highly stressful and emotional. We deal with debt day in day out and employing an intermediary removes emotion from the situation allowing clear strategy to be implemented to get the best outcome for our clients. Understanding a firm of professionals is acting on your behalf can remove stress and focus the mind to a positive end goal.

Contact us today for your free consultation – [email protected]