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Help With Property In Spain

A combination of reckless practices and widespread mis-selling has left Spain with one of the highest levels of property debt in Europe.

Whether you are stressed by negative equity or worried about an interest-only mortgage, we can provide the solutions you need.

Read on to find out more.

We offer a completely free, no obligation, initial consultation

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Find out how we can help you

Property debt can be confusing at the best of times. The easiest way to find out how EU Property Solutions can help you is to contact us directly.

Our team is always on hand to answer any questions and find a solution that works for you. Call us today for a confidential and obligation-free case review.

Hear what our clients have to say

Although we love to showcase the results our team achieve for our clients, we love hearing from our clients themselves even more.

Click to watch the video or click below to hear exactly what our clients have to say about EU Property Solutions.

One of the few totally trustworthy organisations

In partnership with another couple, my wife and I purchased a villa in Playa Golf II near Cabo Roig in 2007 for €198,000 euros plus taxes using a mortgage of €170,000 euros. The mortgage was a 15-year interest only, followed…

Mr & Mrs Simpson – Birmingham

One of the few totally trustworthy organisations

In partnership with another couple, my wife and I purchased a villa in Playa Golf II near Cabo Roig in 2007 for €198,000 euros plus taxes using a mortgage of €170,000 euros.

The mortgage was a 15-year interest only, followed by a 15-year capital and interest repayment.

We were in a ‘fool’s paradise’ paying only €138 per month due to the historically low interest rates since 2009.

However, due to the global crash, our property was worth less than €125,000 euros with very little hope of an increase in the foreseeable future.

With the switch to repayment mortgage looming in 2022, we faced an increase in mortgage repayments from €138 to approx. €1,400 per month.

With a negative equity of €50,000 plus costs, we were unable to sell the property.

Our own situation meant that we would be unable to service such a large increase in monthly charges.

Myself and my wife have retired with a fixed income, and our friends have two daughters whose university fees need to be met, so we would not have had the income available to pay such a large Spanish mortgage. This is when we decided to contact EU Property Solutions to seek an answer to our seemingly unsolvable situation.

Naturally, when the news came through that it had been a success, with everything being written off and no longer a burden, we were elated and relieved.

Having had time to reflect, we have no regrets about proceeding with our case. Even though initially we had a deep mistrust of anything to do with the Spanish property market, EU property solutions assured us with their professionalism and diligence in coming to a successful resolution.

Without a doubt, we would recommend EU Property Solutions to someone in a similar situation.

They are one of the few totally trustworthy organisations that we have dealt with during 11 years of Spanish property experience.

Mr & Mrs Simpson – Birmingham

An enormous weight has been lifted from our shoulders

We owned a property in the Casares area in Estepona in Spain that we could no longer sustain financially. The mortgage had not been paid for a considerable time, and the bank was intransigent in its conditions to release us…

Mr G – Birmingham

An enormous weight has been lifted from our shoulders

We owned a property in the Casares area in Estepona in Spain that we could no longer sustain financially. The mortgage had not been paid for a considerable time, and the bank was intransigent in its conditions to release us from the mortgage.

The property had been with a local agent for about 3-4 years, and we could not sell at the bank’s valuation of the property.

We had received a communication from British Solicitors informing us of the bank’s intention to act in the UK. This was incredibly worrying for us, and we had to find a solution.

We are of pensionable age and were facing the prospect that we would be forced to sell our UK property to pay the bank. We were also paying for community charges though we had not used the property for some years.

Local taxes had also accrued.

After contacting EU Property Solutions in a very short space of time, they prepared a case for us and represented it to the bank. The bank agreed to take the property back in full and final settlement of the mortgage, which was considerably larger than the value of the property.

They also paid all outstanding debt attached to the property without detriment to our credit rating in the UK.

In short, to coin a phrase, ‘we feel that an enormous weight has been lifted from our shoulders’.

We no longer feel gloomy about the financial future, and our nightmare in Spain has been ended.

I would not hesitate to recommend EU Property Solutions to anyone who finds themselves in similar circumstances. They were quick, professional and extremely efficient. They did what it says on the packet

Mr G – Birmingham

Feel like my life has more hope!

I contacted EU Property Solutions after they were recommended to us by a close friend of ours. We had purchased a property in the popular resort of Alboran Hills in the Costa Del Sol however, the holiday dream had quickly…

Mr Smyth – London

Feel like my life has more hope!

I contacted EU Property Solutions after they were recommended to us by a close friend of ours. We had purchased a property in the popular resort of Alboran Hills in the Costa Del Sol however, the holiday dream had quickly come to an end.

It had come to the point where the property was in negative equity and many other owners were leaving the development. There was no financial future in holding on to this property.

This situation had become financially draining and stressful. It was preventing me from planning a future with my family. Not only that, my home life was suffering. I needed to have some important repair work done on my UK home, and this was preventing me from having this done.

EU Property Solutions intervened and took complete control of the situation. They kept me informed of everything that was going on and communicated very well. I learnt that this process was much quicker and less stressful than tackling it alone.

Now I feel like a weight has been taken off my shoulders. I am freed up and can plan ahead financially. The burden of making the initial decision has gone, and I honestly feel like my life has more hope! I can also travel to other destinations on holiday.

I would recommend EU Property Solutions to anyone in a similar situation. For me, not paying the mortgage whilst this process was underway helped me enormously.

Mr Smyth – London