Tel: +44 (0) 330 124 1230  Offices in Leeds, Belfast and Spain

Helping People With Foreign Property Debt & Negative Equity.

Rising Demand for Spanish Properties: What Does it Mean for Negative Equity?

Newly released figures show that 2021 was a bumper year for foreign demand for property in Spain, finally some good news! The number of homes bought by foreigners in...

Vulture Funds and Loan Sales Explained: Part 2

In the first part of this blog, we looked at the background of Vulture Funds and explained why your loan may have been sold on. Part 2 of this...

Vulture Funds & Loan Sales Explained

Post-2008, there was a massive surge in the number of ‘bad’ loans being sold to vulture funds by Banks. This was particularly prevalent in holiday hotspots i.e. Spain and...

Negative Equity: Your Complete Guide

Negative equity became a serious issue across Europe after the 2008 crash. This was particularly prevalent in many areas across Spain, Portugal and Cyprus. Especially in areas where ex-pats...

Can a Foreign Debt be Collected in the UK?

Recently we have seen a large increase in enquiries from people who have overseas mortgages, specifically in Cyprus and Spain, asking the question “Can a foreign debt be collected...

Behind on Community Fees & IBI Taxes?

Community fees and IBI taxes can be unexpected extra costs for property owners in Spain. They become a more serious issue when you are struggling to stay up to...

What to Expect for your Foreign Property in 2022

As we head into 2022 things are looking up. With the easing of restrictions across the UK and the return of international travel, hopefully, we are returning to normality....

Can’t Pay Your Foreign Mortgage? Avoid These Common Mistakes

If you are struggling to pay your foreign mortgage, know that you’re not alone & that there are options available to you! You can easily resolve these issues if...

2021: A Year in Review

What a year 2021 was! Despite everything that happened, the team at EU Property Solutions continued working hard to achieve amazing settlements for our clients across Europe. As we...

Our Trip to Larnaca, Cyprus

Welcome to our latest blog! Today we’re focusing on our recent trip to Larnaca in Cyprus. Are you one of the unfortunate souls who prior to 2008 took out...

Our Trip to Costa Del Sol

Are you a victim of the 2008 financial crash with unwanted property in Costa Del Sol? If so, this post is for you. For many, the idea of owning...

Our Trip to Paphos, Cyprus

This blog focuses on our recent trip to Paphos, Cyprus. The year is 2021, well over 10 years since many of you reading this would have bought a holiday...

Our Trip to Alicante

Welcome to our 4-part blog series! This blog focuses on our recent trip to Alicante. For many of our clients, owning a holiday home in Alicante prior to 2008...

9 Tips to Improve Your Foreign Mortgage Issues

Here at EU Property Solutions, we have used our 8 years of experience to compile our 9 tips to improve your foreign mortgage issue.  1) Acknowledge your problem. Burying your head...

Mis-selling Spain (2004-2008)

EU PROPERTY SOLUTIONS- EXPERTS IN ALL SPANISH PROPERTY ISSUES! This blog will be focusing on the mis-selling that went on in Spain between 2004-2008. Do you think that you...

Spanish Property Values & Net Sale Proceeds

At the time of writing this blog on Spanish Property Values & Net Sale Proceeds, we find the Spanish property market in a state of flux. There are different...

Bought the dream, living a nightmare?

At EU Property Solutions; we help those who purchased a property in Spain during the ‘boom’ years, that are now living a nightmare. During the property boom in Spain,...

Interest-Only to Repayment: Tenfold Increase

We hosted a webinar back in July in respect of Interest-Only mortgages. We have had quite a bit of interest in this very niche subject. It is becoming more...

Buying or selling property in Spain?

This blog will be providing you with tailored advice on how to avoid these pitfalls when buying or selling property in Spain. The Spanish property market has been through...

Holiday Home Nightmare

Taken from ‘Foreign Property Mortgage Nightmare – 2006+ and all that’ For most of us, when we reminisce about 2005 – 2008; it’s mainly positive. A prosperous time when...

Childline’s 35th birthday – Fundraising Campaign

Article wrote by Love Belfast in aid of Childline’s 35th birthday – Fundraising Campaign! THE DIRECTOR of Belfast-based debt strategists Bell & Company & EU Property Solutions has set...

Interview with former Cypriot Client: Mike Fredriksen

Michael is a previous Cypriot Client of EU Property Solutions that we reached a very successful settlement for. He featured as a guest on our latest webinar ‘Cypriot Mortgage...

Our Success with Loan Sales

This is our final blog in respect of Loans Sales: Success with Loan Sales, a situation that has become more and more prevalent in the foreign mortgage market. If...

Squatters in Spain

There is currently a huge problem in Spain with ‘Squatters’ unlawfully occupying unused holiday homes. With Covid-19 travel restrictions ongoing, many holiday homes across Europe have been sitting empty...

Title Deeds In Cyprus: Can I Sell Without Title Deeds?

There are more than a few issues with the way property development and sales are handled in Cyprus. This was most prominent in the lead up to and aftermath...

Why are Banks doing Loan Sales?

Welcome to Part Two of our four-part Blog Series featuring the impending Loan Sales that are occurring with European Banks. This series of blogs shares our knowledge and keeps...

Spanish Property Repossession…HELP!

Spanish Property Repossession is an incredibly slow process but once the Banks start the process, it becomes unrelenting. The Spanish Courts are awash with Property issues including Repossession and...

Did you buy foreign property pre-2008?

It could be believed that 2005 – 2008 was a prosperous and positive time; with the Economic Boom and thousands of Brits and Irish, finally being able to afford...

My loan has been sold! – What are Loan Sales?

Welcome to Part One of our four-part Blog Series featuring the impending Loan Sales that are happening with European Banks. As we come out of the third lockdown, the...

My Foreign Loan has been sold – Help!

A frequently asked question that we’ve been receiving recently has been “My Foreign Loan has been sold – Help!” As we come out of Covid-19, Banks worldwide are looking...

Golf Resort Property Issues? We can help!

Increasingly we hear from a number of people feeling ‘trapped & stuck’ with their Foreign Golf Resort property. EU Property Solutions continue to help hundreds of people deal with foreign...

A 6-Stage Plan To Alleviate Foreign Property Issues

Want to do something about your Foreign Property, but don’t know where to start? Foreign property debt can cause a lot of stress and negatively impact on your relationships...

Did you purchase in Polaris World or Costa Blanca Golf Resort?

Costa Blanca has long been a popular hotspot for many people wanting to buy their dream holiday home. Over the years many have followed their dream purchasing either investment...

Client Q&A with EU Property Solutions

We strongly value our clients feedback on their experience with EU Property Solutions. We asked a recent client a few questions to piece together the journey in battling a...

CYPRUS AND SWISS FRANC MORTGAGE ISSUES

EU Property Solutions receive numerous enquiries from borrowers who purchased properties in Cyprus pre-2008 and were offered Swiss Franc Loans.  These mortgages were sold on the basis that the...

Spanish Property Issues

Are you in Negative Equity and do not understand the meaning? Sort out your Spanish property issues today! In simple terms; Negative Equity occurs when the current loan or...

Spanish Banks chasing debt in the UK

Spanish Banks chasing debt in the UK Since the financial crisis in 2008, Spain has seen well over a quarter of a million properties repossessed. A staggering figure! Spanish...

Webinar Feedback – Mark Stucklin

Welcome to today’s blog on Webinar Feedback – Mark Stucklin. As you may be aware we held our first-ever live webinar on the 27th May 2020 on Spanish &...

Will I be receiving no rental income in 2020?

Following the UK confirming that those returning from overseas travel will have to Self-isolate for 14 days, the Spanish Government has followed suit imposing the same restrictions. With this...

Get rid of Overseas Property – Without Visiting Spain.

CORONAVIRUS – NO TRAVEL, NO PROBLEM – WE HAVE THE SOLUTION FOR YOU. The world continues to be an uncertain place. In the UK the Government has announced its...

Spanish Holiday Home Values to Decline

Spanish Holiday Home Values to Decline Uncertainty and the markets do not go well together, the Spanish Property market & Spanish holiday homes are no different. NOBODY, BUT NO...

CORONAVIRUS – SELLING IN LOCKDOWN

Uncertainty of the pandemic continues around the world as Economies reel because of Coronavirus and imposed lockdowns essential to Public Safety. Undoubtedly property markets suffer in periods of uncertainty....

Coronavirus Pandemic

CORONAVIRUS – SPANISH PROPERTY OPPORTUNITY OR THREAT? We are in unprecedented times with Coronavirus creating havoc across the world and especially in Europe. It is a Health and Economic...

Spanish Mortgage Relief – Mark Stucklin

We recently had a great write-up from Mark Stucklin – a Barcelona-based Spanish property market analyst, and author of the ‘Spanish Property Doctor’ column in the Sunday Times (2005...

INTEREST ONLY MORTGAGE – TICKING TIME BOMB

INTEREST ONLY MORTGAGE – TICKING TIME BOMB… MY MONTHLY PAYMENTS ARE SET TO SPIKE FROM €450 TO €1,200 PCM – CAN YOU HELP ME? As we all know the...

BOUGHT THE DREAM – NOW A NIGHTMARE

Did you buy the dream which has now turned into a nightmare? Don’t take NO for an answer…The reason for our continued success across Europe, mainly Spain and Cyprus,...

BREXIT – “How will I be affected?”

As a general commentary, now that Brexit has been ‘agreed’ by Boris, as of the 31st January 2020, there are a number of features to consider if you are...

Cypriot Vulture Funds

Since the start of 2020, we have seen a spike in enquiries, particularly from those with problematic Cypriot mortgages due to Cypriot Vulture Funds. It has been common knowledge...

Foreign Mortgage? Can they chase me in the UK? Are my assets under threat?

In the past few weeks, we have seen a large increase in enquiries especially from people who have a foreign mortgage, particularly in Cyprus and Spain. Many are concerned...

Spanish Property Investment? It’s not your fault.

Did you happen to read our most recent email regarding Spanish Property Debt? Did our post direct you to this page? If so, welcome. As you may know, many...

Why Do We Talk About Negative Equity?

Are you questioning if you are in Negative Equity and don’t fully understand the meaning? Not to worry – this is completely understandable. In less complex terms: Negative Equity occurs...

Selling in Negative Equity? What to do?

A regular phrase EU Property Solutions hear in our work is that individuals refer to themselves as “mortgage prisoners”. They believe that they have no option but to continue...

What If I Die Before My Overseas Mortgage Expires?

A tough question but a common theme our team experience here at EU Property Solutions.  Demographically speaking, a majority of our clients are those of retirement age. Typically our clients purchased...

Don’t Risk Your Financial Future

A frequently asked question at EU Property Solutions is whether an overseas property debt issue could affect your ability to buy property in the United Kingdom or your home...

Protecting your UK assets

EU Property Solutions regularly encounter overseas borrowers who have walked away from a property in Spain simply handing the keys back to the Bank. Many have a flippant attitude...

Foreign Property Debt – Our Process

Over the years, we have built a wealth of experience, we have come to learn that every case we deal with will differ. Each one of our client’s circumstances...

What Happens If You Stop Paying Your Foreign Mortgage?

IF YOU DON’T PAY YOUR OVERSEAS MORTGAGE, then it will likely have the same consequences if you didn’t pay your mortgage in your home country. Many with overseas mortgage...

Community Fees & IBI Taxes

EU Property Solutions assist people daily who have significant mortgage arrears and missed community fee payments. Many borrowers who purchased properties in Spain were not aware of the associated...

Which Countries Do We Specialise in?

EU Property Solutions are proud of the growing number of clients we assist across the Countries in Europe and in fact the world. Pre–2008 we saw many investors purchase...

Will They Pursue Me In The UK?

Since the financial crisis in 2008, Spain has seen well over a quarter of a million properties repossessed. A staggering figure! A large proportion of these repossessions are foreign-owned...

Divorced? What about your Overseas Debt?

EU Property Solutions are working in numerous cases with divorced or separated couples who require to settle their overseas debt in an amicable fashion. EU Property Solutions understand this...

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